The Journey to Financial Inclusion

Gain insight into the evolving banking landscape in Sub-Saharan Africa. Explore financial reports, growth drivers, and policy changes affecting key players in the region’s banking sector.

UNITED BANK FOR AFRICA PLC FY’23 – Balance sheet expansion drives earnings growth

Analyst: Olumide Sole 4th Quarter Performance In its Q4 results, UBA’s Gross Earnings came in [...]

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FCMB GROUP PLC FY’23 EARNINGS – Strong growth amid economic headwinds

Analyst: Olumide Sole* Target price: ₦12.10 Rating: HOLD Following the release of its unaudited FY’23 [...]

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FY’24 Banking Outlook: Core banking to drive growth

Core banking to drive growth  2023 was a challenging year for the banking sector globally, [...]

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H2’23 SSA Banking Outlook: Policy reforms to mark the turn of the tide.

2022 was a challenging year for the banking sector owing to several factors such as [...]

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2023 High Conviction Stocks: November Performance Review

Our conviction stocks closed higher in November, gaining 1.8% m/m, underperforming the ASI by 1.2ppts. [...]

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Zenith Bank Plc Q3’23 Earnings: Interest Income, FX revaluation gains improve performance

Analyst: Olumide Sole* In its Q3 financial statements, ZENITHBANK reported a 68% y/y jump in [...]

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